How to make money online on a budget – ARTKEMON

How to make money online on a budget

Working from home might be the most convenient way of earning money in this day and age. Your reasons for doing so may vary from loving the feeling of working from home, or you’re just lazy!. 

People usually shy from seeking employment online because it can be pretty overwhelming to find something suitable for them. There is also the mistaken perception of the cost one might require to start working online. 

Working online may not require as much startup cost as you might imagine. Having a cheap decent system and access to the internet will get you a good start. 

Below is a list of ways you can earn money online with minimal cost

Also, of you are looking to make money online, you'll obviously need a place to invest that hard earned money into, we suggest some low risk options like the ones mentioned here - 5 safest assets to invest in 2022


This is one of the most accessible jobs to get started with. All you need is a computer and the ability to type and listen. Having a headphone will make the job much easier. 

The client usually sends you a media/audio file you’ll need for the transcript. Having an impressive typing speed will also help you get clients. I would suggest practicing on websites such as Monkeytype or 10fastfingers. 

You also need to start exploring websites such as Monster, Career Builder, Glassdoor, and FlexJobs. Specifics such as UpWork, PeoplePerHour, and TranscribeMe will always prove helpful. 

Data Entry

Data entry is one of the flexible jobs you could have. You would essentially require no additional skills other than reading and writing, and you are provided with the information from the client. 

Your typing skills, accuracy, and time required to finish a project will factor in your chances of getting work.  

You should start by creating a personalized profile on major websites such as Fiverr, Upwork, Microworkers, Freelancer, Amazon Mechanical Turk, and The Smart Crowd. 

Chat Work 

You may not be aware of this one, but it’s also one of the most engaging lists. 

While some chat agents may work on the site, most chat agents are free to work remotely. If you’re unaware of what a chat agent is, they are agents who assist you in the chatbox for customer queries.

Customer Service can mean a lot of things. You could be asked to assist in many complaints, some of which might seem unreasonable. 

So there are some aspects to this that you need to prepare for. Also, being polite in this line of work can go a long way. You might be subjected to tests by your employer to see if you are suitable. 

Some of the significant websites you need to look out for are Glassdoor, Monster, Indeed, ZipRecruiter and FlexJobs.

Virtual Assistant

This job is very similar to Chat Work. However, this one is more broad and varied regarding assistance required. 

You would be required to perform administrative tasks such as booking hotels or flights, doing reports, recording expenses, managing a calendar, etc. Pretty much every task a regular assistant would perform, just remotely. 

This saves the employers some cost and provides a lot of convenience for the employee since the job can be done in the comfort of your home. Contracts are also quite rare, so the duration of doing the said job can be very flexible depending on your employer. 

Some of the significant websites you need to look out for are Glassdoor, Monster, Indeed, ZipRecruiter and FlexJobs.


Unlike most of the jobs on this list, this one requires a non-negotiable skill: being fluent to semi-fluent in the required language. 

Some of the most in-demand languages for translation are Chinese (Mostly Mandarin), Spanish, Japanese, Arabic, Portuguese and Russian. 

Make sure you apply for this job only if you are fluent in the said language; there are usually comprehensive interviews/tests that most employers would take before offering work. 

The translation might be oral or written, depending on the work given. Languages and especially Grammar can be intricate work, so don’t try to find work, hoping that you can just use Google Translate. 

Some of the major websites you need to look out for are Glassdoor, Monster, Indeed, ZipRecruiter and FlexJobs. Along with specialized websites such as Gengo, Andover, Language Line Certified Languages Interpbridge, Interpreter and Translators, Inc. 


Telemarketer is an inclusive term. But the job is pretty much the same across all types of products you’re assigned. 

As I’ve mentioned, you could be asked to sell almost anything legal that can be sold. You will be asked to do this by calling people, usually from the comfort of your home but sometimes in an office space.

This job is straightforward to find. However, it can be difficult. The people you call will be rarely polite and annoyed at best. You will be expected to keep a cool head and learn not to take things personally. 

Some of the major websites you need to look out for are Glassdoor, Monster, Indeed, ZipRecruiter and FlexJobs.

Music Teacher

Like a translator, you can do this job only if you have a particular skill set. In this case, you need to be a musician. 

You don’t necessarily need a degree in music to start teaching but having one won’t hurt your chances of getting more students. You also don’t have to be a genius; you just need to be familiar with music theory and an instrument. 

Guitar and Piano are some of the most common instruments people want to learn these days—closely followed by Drums and the Flute. 

Teaching music online may not be as expensive as you think it is. You would need a decent phone with a good camera and preferably a laptop. Use the smartphone’s camera instead of your laptop’s webcam, which will improve the video quality for your students. 

Eventually, if the teaching proves to be profitable, you can improve your setup by buying a mic and a better camera. 

Some of the major websites you need to look out for are Glassdoor, Monster, Indeed, ZipRecruiter and FlexJobs.

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